Heitman Analytics National Index (HANI)TM

The Heitman Analytics National Index (HANI)TM is a proprietary daily rate thermometer for the mortgage market. Multiple lenders in every state are quoted daily for each product, and then those rates are normalized to zero-point standards. Each product for every state has a then created daily rate. For the national index, these values are put through a Heitman Weighted Moving Average Index by state to account for the volume of mortgages closed. This index provides the most accurate representation of what each product's rate is on a national scale.

As of 11/13/18

Heitman Analytics National Index
30 Year Fixed:     5.135%
15 Year Fixed:     4.533%
5/1 Libor Conf.:     4.637%
30 Year FHA:     5.182%

Economic Indicators
10 Year Tres.:     1.92%
3 Month Libor:     0.305%
30 Year FNMA 3.5:      105-31
Fed. Funds:     .15

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