Heitman Analytics National Index (HANI)TM

The Heitman Analytics National Index (HANI)TM is a proprietary daily rate thermometer for the mortgage market. Multiple lenders in every state are quoted daily for each product, and then those rates are normalized to zero-point standards. Each product for every state has a then created daily rate. For the national index, these values are put through a Heitman Weighted Moving Average Index by state to account for the volume of mortgages closed. This index provides the most accurate representation of what each product's rate is on a national scale.

Data as of 10/13/25

30 Year Fixed: 6.513%
15 Year Fixed: 5.736%
5/6 SOFR Conf.: 6.562%
7/6 SOFR Conf.: 6.376%
30 Year FHA: 6.073%
30 Year VA: 6.050%
30 Year Nonconf.: 6.516%
15 Year Nonconf.: 6.266%
5/6 SOFR Nonconf.: 5.969%
7/6 SOFR Nonconf.: 5.959%

From Date:
To Date:

Contact us to request a sample report.