Heitman Analytics National Index (HANI)TM

The Heitman Analytics National Index (HANI)TM is a proprietary daily rate thermometer for the mortgage market. Multiple lenders in every state are quoted daily for each product, and then those rates are normalized to zero-point standards. Each product for every state has a then created daily rate. For the national index, these values are put through a Heitman Weighted Moving Average Index by state to account for the volume of mortgages closed. This index provides the most accurate representation of what each product's rate is on a national scale.

Data as of 7/24/26

30 Year Fixed: 6.904%
15 Year Fixed: 6.245%
5/6 SOFR Conf.: 6.592%
7/6 SOFR Conf.: 6.675%
30 Year FHA: 6.364%
30 Year VA: 6.341%
30 Year Nonconf.: 6.893%
15 Year Nonconf.: 6.651%
5/6 SOFR Nonconf.: 6.395%
7/6 SOFR Nonconf.: 6.373%

From Date:
To Date:

Contact us to request a sample report.


Legal Disclaimer & Terms of Use