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Heitman Analytics National Index (HANI)TM


The Heitman Analytics National Index (HANI)TM is a proprietary daily rate thermometer for the mortgage market. Multiple lenders in every state are quoted daily for each product, and then those rates are normalized to zero-point standards. Each product for every state has a then created daily rate. For the national index, these values are put through a Heitman Weighted Moving Average Index by state to account for the volume of mortgages closed. This index provides the most accurate representation of what each product's rate is on a national scale.

As of	12/1/23	Show in graph
30 Year Fixed:	7.451%
15 Year Fixed:	6.770%
30 Year FHA:	7.060%
5/6 SOFR Conf.:	7.276%
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